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Credit Consultation

We assist clients in obtaining credit reports without generating any inquiries, identifying disputable negative
information, and ending phone calls from annoying bill collectors.

Dispute Process
We dispute all negative inaccuracies directly with the three credit reporting agencies, Experian, TransUnion,
and Equifax and results are obtained in 35 - 40 days. A final round of disputes will follow for any
remaining negative inaccuracies.

Legalized Settlement Alternatives
We assist clients in settling negative accounts that have either been in collections or charged off by
negotiating with creditors to return those accounts to good standing once a settlement is agreed upon.